# Demo Environment
Inbank provides a separate environment for development and integration testing. The demo environment remains available during the later life cycle of our cooperation, after the integration on production environment has been launched. The demo and production environments are different, each having individual data sets.
Note that the access credentials and product codes are different in the production environment. You will be provided production specific information later on.
For testing purposes, the demo environment returns preconfigured decisions:
- For Inbank Hire Purchase and Split into parts payment products, positive decision is given for amounts 0 - 500, 15 000 - 16 000.
- For the Pay next month payment product, a positive decision is given for amounts 0 - 100, 150 - ...

The credit application process may include an OTP code exchange via SMS. The demo environments do not send out SMS messages. If you are testing Pay next month or Split into parts payment products, the SMS message is hardcoded to value 0000.