# Testing
Inbank provides a dedicated staging environment for testing the integration with payment solutions. For testing purposes, you need to specify several parameters in the payment method settings at <b>Payment</b> > <b>Inbank Settings</b>. The same page can be accessed at <b>Modules</b> > <b>Module Manager</b> > <b>Pay Later Platform by Inbank</b> > <b>Configure</b>.
When adding a new payment option you need to:
- Switch on the <i>Enable test mode</i> slider
- Specify the <i>Test API key</i>
- Specify the <i>Test shop UUID</i>
- Specify  the <i>Test product code</i>

The <i>Test API key</i>, <i>Test shop UUID</i> and <i>Test product code</i> are provided by Inbank.
For testing purposes, the system returns preconfigured decisions:
- For Inbank Hire Purchase Estonia, Inbank HP Flex Estonia, Inbank Split into parts Estonia, Inbank Hire Purchase Poland, Inbank HP Flex Poland, Inbank Hire Purchase Czechia, Inbank Hire Purchase Latvia payment products, Inbank Split into parts Latvia, Inbank HP Flex Latvia, Inbank Hire Purchase Lithuania and Inbank Moki Lithuania, positive decision is given for amounts 0 - 500, 15 000 - 16 000.

The credit application process may include an OTP code exchange via SMS. The demo environments do not send out SMS messages. If you are testing Inbank Split into parts Estonia or Inbank Split into parts Latvia payment products, the SMS message is hardcoded to value 0000.
<b>Testing Inbank Payments Estonia products</b>
To test the financing products in Estonia, you can safely use your own Estonian ID-code and ID-card, as the demo environment does not initiate real binding contracts. Alternatively, you can use our demo user, the identity code of which is 10101010005. Besides the identity code, you will also need a name and a phone number for authentication and signing.
To use an ID-card or Mobile-ID in the demo environment, you need to register them at:
- ID-card - <a href="https://demo.sk.ee/upload_cert/" target="_blank">https://demo.sk.ee/upload_cert/</a>.
- Mobile-ID - <a href="https://demo.sk.ee/MIDCertsReg/" target="_blank">https://demo.sk.ee/MIDCertsReg/</a>.

You can also use Smart-ID by downloading the following apps:
- Android: <a href="https://play.google.com/apps/testing/com.stagnationlab.sk" target="_blank">https://play.google.com/apps/testing/com.stagnationlab.sk</a>.
- iOS: <a href="https://testflight.apple.com/join/DoWddZjR" target="_blank">https://testflight.apple.com/join/DoWddZjR</a>.

To use Smart-ID for testing, your account level should be `Qualified`. You can check the account level at <a href="https://sid.demo.sk.ee/portal/login" target="_blank">https://sid.demo.sk.ee/portal/login</a>.
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