# Testing
Inbank provides a dedicated staging environment for testing the integration with payment solutions
For testing purposes, you need to specify several parameters in the payment methods settings at <b>Stores</b> > <b>Settings</b> > <b>Inbank</b>. When adding a new payment option you need to:
- Switch on the <i>Enable test mode</i> parameter
- Specify the <i>Test API key</i>
- Specify the <i>Test shop UUID</i>
- Specify the <i>Test product code</i>

The <i>Test API key</i>, <i>Test shop UUID</i> and <i>Test product code</i> are provided by Inbank.
For testing purposes, the system will return preconfigured decisions:
- For Inbank Hire Purchase Estonia, Inbank Split into parts Estonia, Inbank HP Flex Estonia, Inbank Hire Purchase Latvia, Inbank HP Flex Latvia, Inbank Hire Purchase Lithuania, Inbank Moki Lithuania, Inbank Split into parts Latvia, Inbank Hire Purchase Czech Republic, Inbank Green Energy Czech Republic, Inbank HP Flex Poland and Inbank Hire Purchase Poland payment products, positive decisions are given for amounts 0 - 500, 15 000 - 16 000.

The credit application process may include an OTP code exchange via SMS. The demo environments do not send out SMS messages. If you are testing Split into parts payment products, the SMS message is hardcoded to value 0000.
<b>Testing Inbank Payments Estonia products</b>
To test the financing products in Estonia, you can safely use your own Estonian ID-code and ID-card, as the demo environment does not initiate real binding contracts. Alternatively, you can use our demo user, the identity code of which is 10101010005. Besides the identity code, you will also need a name and a unique phone number for authentication and signing.
To use an ID-card or Mobile-ID in the demo environment, you need to register them at:
- ID-card - <a href="https://demo.sk.ee/upload_cert/" target="_blank">https://demo.sk.ee/upload_cert/</a>.
- Mobile-ID - <a href="https://demo.sk.ee/MIDCertsReg/" target="_blank">https://demo.sk.ee/MIDCertsReg/</a>.

You can also use Smart-ID by downloading the following apps:
- Android: <a href="https://play.google.com/apps/testing/com.stagnationlab.sk" target="_blank">https://play.google.com/apps/testing/com.stagnationlab.sk</a>.
- iOS: <a href="https://testflight.apple.com/join/DoWddZjR" target="_blank">https://testflight.apple.com/join/DoWddZjR</a>.

To use Smart-ID for testing, your account level should be `Qualified`. You can check the account level at <a href="https://sid.demo.sk.ee/portal/login" target="_blank">https://sid.demo.sk.ee/portal/login</a>.
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