# Testing Inbank provides a dedicated staging environment for testing the integration with payment solutions. For testing purposes, you need to specify several parameters in the payment method settings at Extensions > Extensions > Payments. The same page can be accessed through a shortcut in the left side menu at Inbank > Settings. - In the API Settings sections you need to specify the *Test API key* and the *Test UUID*. The API key is used for authentication, while the shop key is used for building API requests. Both the shop key and UUID are provided by Inbank. - I n the General tab of the payment product, you need to enable the *Test mode* parameter and add the *Test product code*. The product code needs to be indicated for each financing product individually and is provided by Inbank. For testing purposes, the system returns preconfigured decisions: - For Inbank Hire Purchase Estonia, Inbank Split into parts Estonia, Inbank HP Flex Estonia, Inbank Hire Purchase Poland, Inbank HP Flex Poland, Inbank Hire Purchase Czechia, Inbank Hire Purchase Latvia payment products, Inbank Split into parts Latvia, Inbank HP Flex Latvia, Inbank Hire Purchase Lithuania and Inbank Moki Lithuania, positive decision is given for amounts 0 - 500, 15 000 - 16 000. The credit application process may include an OTP code exchange via SMS. The demo environments do not send out SMS messages. If you are testing Inbank Split into parts Estonia or Inbank Split into parts Latvia payment products, the SMS message is hardcoded to value 0000. Testing Inbank Payments Estonia products To test the financing products in Estonia, you can safely use your own Estonian ID-code and ID-card, as the demo environment does not initiate real binding contracts. Alternatively, you can use our demo user, the identity code of which is 10101010005. Besides the identity code, you will also need a name and a phone number for authentication and signing. To use an ID-card or Mobile-ID in the demo environment, you need to register them at: - ID-card - https://demo.sk.ee/upload_cert/. - Mobile-ID - https://demo.sk.ee/MIDCertsReg/. You can also use Smart-ID by downloading the following apps: - Android: https://play.google.com/apps/testing/com.stagnationlab.sk. - iOS: https://testflight.apple.com/join/DoWddZjR. To use Smart-ID for testing, your account level should be `Qualified`. You can check the account level at https://sid.demo.sk.ee/portal/login.